Stop overpaying for insurance

How does Florida Auto Insurance Compare to Other States?

Driving without car insurance is like playing Russian Roulette.  You know at any moment you could be in a lot of trouble.  Hoping the police will never pull you over or that you will never get in an accident is a pipedream.  Sooner or later you are going to wish you had bought that car insurance when you had the chance.  In Florida there are steep penalties for not having it and plenty of benefits for having it.  Here are some things to keep in mind when looking at how Florida Auto Insurance Compares to other States.

Heavy Traffic

The streets and highways of Florida are always heavily packed which can cause frequent accidents to pile up.  Also, police tend to be more vigilant in heavy traffic areas.  You could lose your driver’s license if caught driving without auto insurance in Florida. Why take the risk when you can find an affordable rate?

No Fault State

In Florida according to, when you have been injured in an auto accident you don’t have to prove the other person is at fault to get their insurance to pay for your medical bills.  Because of this, all drivers are required to carry Personal Injury Protection Insurance, PIP for short. The minimum policy allowed is $10,000. This is a wonderful policy if you are the injured party, but if you are caught without insurance or do not have a large enough policy to cover damages, then you might face serious out of pocket expenses as well as legal ramifications.

Protection from Fraud

Florida protects the honest even more with its newest legislation that forbids a person to sue for emotional damage and hardship from an accident. When you’re driving in Florida, you don’t have to worry about long legal battles with people who are just trying to earn a quick fortune off of you.

Reasonable Rates

Florida Auto Insurance from compared to insurance in other states is pretty affordable too which is important today considering we are all watching our every penny. Get quotes from a couple of competitive companies. Then pick the one that has the most coverage for the best price.

Driving Your Premium Down

Make sure and inform your auto insurance agent of any of the following because it could bring your cost down: 1) less mileage driven on a daily basis  2) spotless driving record 3) type of car 4) where you live in Florida.  Also, if any of these change, notify your agent immediately because your policy is renewed yearly. Updates can be made to lower your cost.

Make sure you review with your agent now the process of making an insurance claim and what number you should call after you have been in an accident. When you are still reeling from the accident or worse injured you don’t want to have to worry about what to do next.  If you don’t have auto insurance in Florida, give yourself some peace of mind and visit today.